Responsible for strategy, economics, and delivery of cards in maritime technology. Collaborate with cross-functional teams to improve product performance and customer experience.
Responsibilities
This role owns one of the company’s most critical and commercially impactful product domains. You’ll lead the strategy, economics, and execution of our cards proposition end-to-end, shaping how customers spend, how the platform scales, and how the business generates sustainable revenue.
Own the cards domain end-to-end
Take responsibility for the cards product strategy, roadmap, and outcomes — from day-to-day reliability to longer-term improvements in customer experience and unit economics.
Turn problems into clear product decisions
Work from customer needs, operational realities, and commercial constraints to define problems clearly, explore options, and make trade-offs that balance experience, risk, cost, and scale.
Partner closely with engineering
Work with engineers to design and deliver card functionality that is resilient, scalable, and easy to operate. Break complex initiatives into small, testable changes that can be shipped safely.
Improve how cards perform at scale
Use data to identify and prioritise improvements across authorisation rates, usage, failures, disputes, fraud, and cost. Focus on steady, measurable gains rather than big-bang releases.
Work across risk, compliance, and operations
Collaborate with risk, compliance, and operations teams to ensure card products meet regulatory and scheme requirements, and that controls are proportionate and well understood.
Own outcomes in production
Take responsibility for how the cards product behaves in the real world. Support incident response, learn from issues, and drive changes that reduce repeat problems over time.
Set direction and priorities
Define clear goals and success measures for the cards domain. Maintain a roadmap that reflects customer impact, business value, and delivery capacity — and update it as you learn.
Be a trusted point of reference
Act as a knowledgeable, pragmatic voice on cards across the company, helping teams understand constraints, trade-offs, and opportunities without over-complicating things.
Requirements
Bachelor’s degree or equivalent practical experience
Strong grounding in analytical thinking, systems design, or technical disciplines
Formal product management training is beneficial but not required
5+ years total experience in product management or closely related roles
3+ years owning or significantly contributing to cards or payments products in a fintech, bank, or payments platform
Experience working with card schemes (Visa / Mastercard), processors, and issuing partners
Proven track record of shipping complex, regulated products in high-scale environments
Experience operating in cross-functional product teams (engineering, design, data, ops, compliance)
Strong end-to-end understanding of card issuing economics, including interchange, scheme fees, and processing costs
Experience improving unit economics through product decisions and trade-offs
Comfortable balancing growth, acceptance, risk, and margin
Solid understanding of card issuing flows and lifecycle events
Working knowledge of Visa and Mastercard rules and how they affect product design
Familiarity with regulatory, safeguarding, and compliance requirements for card programmes
Experience owning a complex product area with commercial responsibility
Ability to set a clear direction, prioritise effectively, and communicate decisions
Comfortable working with ambiguity and making informed trade-offs
Experience working closely with engineering on reliable, high-volume systems
Strong delivery discipline in production and regulated environments
Confident using data and metrics to guide decisions and measure impact
Experience optimising interchange, pricing, or premium card propositions is a nice to have.
Hands-on work with processors, programme managers, or scheme partners is a nice to have.
Experience improving card economics at scale or supporting other PMs is a nice to have.
Benefits
Competitive Salary and Bonus: We reward your expertise and contributions.
Flexible, Remote-First Culture: Work remotely with occasional in-office events and project days to foster collaboration and team spirit.
Inclusive Onboarding Experience: Our onboarding program is designed to set you up for success right from day one.
Marcura Wellness Zone: We value your work-life balance and well-being.
Global Opportunities: Be part of an ambitious, expanding company with a local touch.
Monthly Performance Support: Our modern performance management framework empowers you to reach your full potential.
Diverse, Supportive Work Culture: We’re committed to inclusion, diversity, and a sense of belonging for all team members.
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