Account Manager at Desjardins responsible for developing business relationships in the agricultural sector. Promoting and selling products to grow the business of small organizations.
Responsibilities
Prospecting, soliciting, developing and maintaining business relationships with a clientele composed primarily of small organizations operating in the agricultural sector
Promoting and selling products and services in order to grow the centre’s business
Using technical business knowledge and solid grasp of applicable procedures, standards and guidelines to represent, negotiate and engage companies
Ensuring consistency and balance between sales objectives, sound and prudent risk management, portfolio profitability and member, client and partner satisfaction
Initiating, developing and maintaining personalized business relationships with current and potential clients
Acting as an account manager by serving as a key intermediary between the business centre and members and clients
Ensuring proper usage and updating of, as well as satisfaction with the products and services offered
Analyzing sources of dissatisfaction and recommending potential solutions
Identifying and analyzing member and client needs, developing personalized solutions and preparing an integrated service offering
Negotiating applicable conditions with members and clients
Recommending strategies and solutions for achieving objectives by the business centre
Using intelligence to identify opportunities for business development that will increase the competitiveness of the products and services offered
Executing various promotional activities as part of the centre's business operations
Participating in targeted public relations activities and participating actively in the business community
Being attentive to client and member needs to ensure their full satisfaction, seizing business opportunities and referring them to the right person
Adhering to all policies, practices and standards in effect, as well as laws governing the distribution of financial products and services
Providing sound and prudent risk management for all portfolios under their responsibility
Requirements
Bachelor's degree in a related field
A minimum of six years of relevant experience
Knowledge of French is required
Knowledge of the latest financial, economic, policy and legislative developments
Ability to perform analyses of the market and the business centre external environment
Ability to perform financial analysis
Knowledge of the characteristics and credit risk inherent to the major agricultural and agriculture-related markets
Knowledge of loan and guarantee contracts
Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition
Knowledge of financing and credit management practices related to businesses
Knowledge of policies, legislation and standards governing the products and services offered by the business centre
Knowledge of business credit authorization, monitoring, collection and recovery practices
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