Senior Requirements Analyst focused on defining quality requirements and solutions at OpenCircle. Engaging with stakeholders to ensure alignment and continuous improvement in systems.
About the role
- Credit Analyst at Monzo focusing on developing credit and pricing strategies for the Flex product. Using data to enhance credit underwriting and manage portfolio risk.
Responsibilities
- Working on initiatives to improve our credit underwriting, boost growth and/or manage portfolio risk
- Supporting the design and roll-out of new lending strategies by finding patterns in the data and translating these into insights
- Monitoring the performance of our existing strategies, and iterating to improve them
- Working alongside people from engineering, marketing, product, risk and control to design and deliver product changes
- Developing, maintaining and monitoring our credit models to assess net present value of new lending cohorts to drive strategic business decisions
- Building and maintaining the database tables and dashboards that provide insights and promote rapid, data-driven decisions
- Supporting the design and roll-out of new products and customer journeys
- Assessing how the lending portfolio of particular products will perform over time
Requirements
- experience in unsecured retail lending (e.g. personal loans, credit cards, overdrafts, buy now pay later etc.)
- understanding of how the unsecured retail lending market works including the impact of pricing dynamics on portfolio performance
- understanding of lending economics and have experience developing and deploying underwriting strategies
- strong analytical and data capabilities, backed up by technical coding skills. SQL is a must-have, Python and Looker experience is a plus.
- working understanding of the regulations that apply to lending in the UK.
- thrive in a fast-paced environment and are keen for the chance to improve our products and help ship changes to our customers
- strong communicator, able to cut through complex problems and articulate decision points
- some experience in project management and coordination across teams
- work well collaborating in a team with diverse skill-sets and personality types
- highly motivated and energised by the idea of bringing positive impact to our customers and Monzo
Benefits
- stock options
- Learning budget of £1,000 a year for books, training courses and conferences
- flexible working hours
- trust you to work enough hours to do your job well, at times that suit you and your team.
- benefit options
Job title
Job type
Experience level
Salary
Degree requirement
Tech skills
Location requirements
Senior Acquisition Analyst at Apogee Engineering supporting USAF and FMS programs. Responsibilities includes program management tasks and acquisition support at Wright - Patterson AFB, OH.
Director, CLO Credit Analyst at S&P Global Ratings analyzing credit ratings for securitizations. Involves mentorship and collaboration with various finance sectors.
Functional Analyst responsible for banking project analysis and functional specifications in São Paulo. Collaborating between business areas, end users, and technical teams with effective communication.
Senior Accountant responsible for executing accounting entries and conducting analyses at Big Dutchman. Supporting internal areas and ensuring compliance with accounting regulations.
Consultant for processes analysis and transformation at HR Path. Supporting clients in HR projects focusing on efficiency and digitalization.
Analista de Riscos supporting risk management culture at Trio. Focusing on compliance with Central Bank norms and improving risk indicators.
Tier II Service Desk Analyst supporting Epic - related requests and troubleshooting complex issues. Collaborating with technical teams to ensure reliable and efficient Epic system support.
Evaluating and controlling radioactive waste management programs at Newport News Shipbuilding. Ensuring compliance with radiation protection regulations and assisting in development of safety procedures.
Managing Aché's brand reputation and institutional branding strategies for external communication in the health sector. Developing comprehensive communication plans and engaging with various stakeholders.