Sales Associate for a home improvement company providing gutter installation and services. Focus on building relationships with partners and closing sales with clients.
About the role
- Business Development Officer at Byline Bank developing relationships in SBA Lending and Commercial Banking. Focusing on soliciting new business while supporting the bank’s relationship banking culture.
Responsibilities
- Work independently to develop and solicit new business from present and prospective clients to increase revenue base and overall profitability.
- Work with credit analysts to analyze the credit history of applicants and determine their loan repayment capabilities.
- Negotiate credit terms, such as costs, loan repayment methods and collateral specifications.
- Negotiate interest rate structure to be consistent with bank policies and procedures, and to be competitive with current market rates.
- Support the bank’s relationship banking culture through ongoing customer contact, quality customer service, and product knowledge.
- Build relationships with other businesses and prospective customers through professional and national contacts and current customer referrals.
Requirements
- A Bachelor’s degree preferred, but not required.
- A minimum of five (5) years of commercial lending experience in banking or financial services.
- Knowledge of commercial lending experience.
- Extensive working knowledge of SBA government guaranteed lending policies and procedures.
- Strong relationship management and business development sales skills including ability to communicate effectively.
- Knowledge of commercial banking practices, including financial statements and credit analysis.
- Ability to structure loans to meet the needs of bank & borrower.
- Formal credit training is preferred.
Benefits
- medical coverage
- dental
- vision
- disability
- 401k
- paid time off
- discretionary bonuses and other benefit programs
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