Retail Relationship Manager supporting consumer and mortgage loans in managing non-performing loans. Engaging in negotiations for debt resolutions with borrowers and stakeholders in Greece.
Responsibilities
Overview of a number of assigned cases/borrowers as part of a NPL portfolio
Engagement in workout discussions and negotiations with borrowers, legal advisors and other related parties towards resolution of the exposure
Independently determining effective workout strategies (consensual/ non-consensual) while ensuring prompt implementation of approved action plan
Monitoring the relationship and the workout strategy (ie restructuring) and working closely with other internal teams (legal, loan administration, credit and committees)
Preparing proposals for debt restructuring, settlement proposals and various action plans for management’s approval
Engage on personalized and one to one discussions with customers on our premises
Ensuring that all activities and duties are carried out in full compliance with regulatory requirements and supporting the continued implementation of the Group Anti-Bribery and Corruption Policy.
Requirements
Professional experience in non-performing Loans (at least 2 years, involving hands-on management of secured and unsecured loans, collections and restructuring units)
Negotiation and communication skills and ability to interact with different debtors
Interact effectively with different stakeholders
Good track record in executing complex and difficult transactions, and strong financial analysis skills
Understanding of SBL/SME industries dynamics
Knowledge of the new legal framework and tools (i.e. foreclosure, special administration, platforms)
Comfortable working in high pressure environments and on an agile delivery plan; and exceptional attention to detail
Benefits
Competitive compensation and monthly bonus programs
Modern facilities, Ping Pong room, free coffee and beverages
Cutting-edge IT equipment
Private health insurance, onsite occupational doctor and nutritionist
Career and talent development tools
On-the-job training & coaching, personalized annual learning and development plan
Employee referral bonus, regular wellbeing, ESG, and volunteering activities
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