Credit Risk Strategy Manager optimizing acquisition strategies for Credit Card portfolio using SAS and SQL. Focusing on leveraging data and driving growth while maintaining risk discipline.
Responsibilities
Develop, implement, and optimize credit card acquisition underwriting strategies.
Design approval, pricing, and limit assignment strategies aligned to risk appetite.
Monitor approval rates, bad rates, and portfolio performance.
Conduct segmentation analysis to identify growth opportunities.
Leverage open banking transaction-level data to enhance underwriting models.
Monitor performance across affiliate and digital acquisition channels.
Build analytical datasets using SQL.
Create dashboards and risk reporting for senior management.
Requirements
Graduate in Statistics, Mathematics, Finance, or a related field.
6-8 years of experience in risk analytics or data analysis.
Strong hands-on experience in SAS and SQL.
Deep understanding of credit risk frameworks.
Exposure to digital acquisition channels including affiliate marketing.
Strategic Projects Lead driving high - impact finance initiatives at Sanofi. Leading efficiency and cost reduction projects across Specialty Care Finance organization.
Consultant focusing on business development and partnerships in healthcare at Dasa. Strategically mapping potential partners and optimizing operational models for in - home care services.
Promotions Strategy Manager at Deliveroo focusing on customer engagement through data analytics. Involves campaign analysis, performance reporting, and cross - functional collaboration.
Video & Social Strategy Director leading editorial teams in the Tech/Gaming sector. Responsible for audience growth, monetization strategies, and team management from New York office.
Strategy Manager executing vertical strategies within 360 Solutions at Expedia. Collaborating across teams to deliver scalable solutions and operationalize strategy.
Mining Strategy Manager at Caterpillar responsible for shaping business strategies and leading initiatives within the Resource Industries division. Focus on driving measurable outcomes and collaboration with dealer networks.
Commercial Strategy Manager engaging with insurance clients to identify automation opportunities. Building business cases, supporting sales, and analyzing market conditions for LegalHero's operations.
Business Strategy Specialist driving transformation initiatives at Northern Trust, a Fortune 500 financial institution. Collaborating with teams to translate strategic objectives into execution materials.
Strategy Director at Hotels.com defining and operationalizing Business Travel strategy. Playing an integral role in growth ambitions with a focus on consumer performance and competitive positioning.