Head of Fraud and Risk Oversight at OpenPayd. Develop and implement fraud risk management strategies within a fintech environment.
About the role
- Sponsor Bank Oversight and Governance Lead overseeing the governance program alignment with policies and standards. Collaborating with risk management and reporting controls for compliance.
Responsibilities
- oversee the end-to-end Sponsor Bank program and ensure processes are executed in alignment with our policies, standards, and procedures
- collaborate with Enterprise Risk Management and Relationship Management to develop and maintain a comprehensive governance program, focusing on control reporting, risks and controls, and ongoing monitoring of Sponsor bank Functions
- provide governance and oversight through control reporting, ongoing monitoring, risk and control testing, process mapping, and ensuring Sponsor Bank functions align with policies and regulatory guidance
- build and maintain key relationships and ensure adherence to bank policy and regulatory expectations, presenting information clearly to internal and external partners
- develop and maintain oversight monitoring, reporting, and critical documentation for consistency and review by key stakeholders and senior leadership
- identify key risks to the Sponsor Bank program and develop action plans to address and mitigate the risks
Requirements
- High School Diploma or GED
- 8+ years of experience in Governance, Compliance, Consumer Lending, or Internal Audit
- Bachelor’s Degree in Finance, Economics, Business Administration, Data & Analytics, Risk Management, Accounting, or similar (preferred)
- CAMS (Certified Anti-Money Laundering Specialist)
- CRCM (Certified Regulatory Compliance Manager)
- APRP (Accredited Payments Risk Professional)
- 10+ years of experience in Governance, Compliance, Consumer Lending, or Internal Audit (preferred)
- Strategic Planning
- Business Relationships
- Bank Regulations
- Consumer Regulations
- Data Reporting
- Problem Solving
- Regulatory Management
Benefits
- medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability)
- six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period
- hired associates can immediately enroll in Bread Financial’s 401(k) plan
- 11 paid holidays
- associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program
- 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year
- ability to elect the purchase company stock during offering periods in June and December
- eligible for an annual incentive bonus based on individual and company performance
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Head of Fraud and Risk Oversight at OpenPayd overseeing fraud risk management and ensuring compliance. Building infrastructure to support financial transactions globally.
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