Associate on Clearing Policy & Market Structure team providing insights into market structure changes. Supporting regulatory engagement and developing materials for external communication.
About the role
- Risk Manager optimizing portfolios for PayJoy's financial products. Using data and ML tools to improve risk outcomes and support business growth.
Responsibilities
- Use SQL and R or Python to extract and manipulate data to make data-driven, actionable recommendations about how to improve outcomes.
- Make actionable recommendations about how to improve outcomes based on data analysis and a deep understanding of how our product works.
- Work closely with the Data Science team to price and implement ML and AI models that optimize portfolio outcomes.
- Define, implement and monitor A/B Tests with the product and marketing team that will improve our product and help us reach more customers.
- Write succinct and thoughtful documentation that explains your recommendations.
- Own risk KPIs for one or more portfolios.
Requirements
- Bachelor's degree in Finance, Economics, Mathematics, Industrial Engineering or a similar quantitative field.
- 4+ years of experience in risk management functions in fintech or commercial banking, working with credit cards or other consumer lending products.
- Experience working with Credit Limit Increase programs and with scaling products from 0 to scale in a fast-paced startup environment is a plus.
- End-to-end problem-solving skills, including framing of the problem, analytical research, discussion/debate and the ability to present solutions to cross-functional stakeholders at all levels of the organization.
- Understanding of statistical tools and methods, and experience working with large data sets.
- Mastery SQL, Python and other tools for Data Analysis.
Benefits
- *Local benefits will vary depending of the country of hiring.
- Phone finance, Headphone, home office equipment and fitness perks.
- $2,000 USD annual Co-working Travel perk
- $2,000 USD annual Professional Development perk
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Tech skills
Location requirements
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