IT Support providing assistance in 1st and 2nd level support for gastronomy clients. Collaborating to resolve technical inquiries and enhance digital solutions in the hospitality sector.
About the role
- Commercial Credit Manager leading a team in evaluating and managing a portfolio of commercial credit relationships. Ensuring adherence to credit policies and supporting business growth at M&T Bank.
Responsibilities
- Lead team that partners proactively with the sales team
- Provide leadership to team as they make recommendations on appropriate credit structures, risk ratings, and perform continuous credit monitoring (CCM)
- Provide an independent credit quality assessment of the Bank's largest commercial clients
- Evaluate and determine ongoing credit risks and corresponding risk rating of commercial clients
- Responsible for day-to-day activities of a Commercial Credit team, including underwriting of commercial loan analyses
- Maintain quality of analyses produced, mentoring Analysts and junior team members
- Serve as point person for assigning new and existing customer relationships and monitoring workflow
- Prepare thoughtful risk assessment of customers on an ongoing basis
Requirements
- Bachelor’s degree in Accounting, Finance, or related discipline
- 9 years’ related experience with three years’ work leadership/supervisory experience, or in lieu of degree, 13 years’ higher education and work experience with minimum 9 years’ related experience
- Strong analytical and decision-making abilities
- Excellent communication and interpersonal skills
- Proficiency in financial modeling and risk assessment tools
- Experience with complex credit structures and syndicated loans
- Ability to lead cross functional teams and manage multiple projects simultaneously
- Familiarity with credit risk rating models and loan/portfolio management systems
- Proficiency in Microsoft Office
Benefits
- Health insurance
- 401(k) matching
- Paid volunteer time
- Professional development opportunities
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