Regional Safety Manager overseeing safety policy implementation and compliance in Texas. Leading department staff and improving safety culture across high - hazard construction job sites.
About the role
- Manager of Margin Management leading profitability analysis and strategy for Manulife Bank. Collaborating across teams to enhance yield, manage pricing governance, and impact bank P&L.
Responsibilities
- Own analysis of bank P&L components (interest income/expense), margin, spread, and portfolio yield to identify NIM improvement opportunities
- Translate insights into actionable plans, targets, and performance tracking against financial objectives
- Influence annual/quarterly planning cycles for yield and margin, including scenario analysis, sensitivity testing, and KPI frameworks
- Develop end-to-end business cases (assumptions, drivers, revenue/expense impacts, risks) to support pricing changes, product strategies, and balance sheet initiatives
- Present clear recommendations to senior stakeholders and govern execution outcomes
- Influence and evolve the FTP framework with Finance to align with profitability goals; ensure transparency of funds cost, liquidity premiums, and risk-based pricing
- Maintain robust pricing governance across product lines; standardize methodologies and controls
- Drive ideation for profitability levers (pricing, mix, segmentation, acquisition/retention, product features) and lead cross-functional execution
- Collaborate closely with Finance, Analytics, Product, and Treasury to define, access, and monitor KPIs; align on P&L impacts and portfolio strategies
Requirements
- University degree in Finance, Economics, Mathematics, or related field
- 5+ years in FP&A, financial analysis, or product management within banking or financial services
- Proven experience with margin, spread, portfolio yield analysis, and bank P&L management
- Advanced proficiency in financial modeling, reporting, business casing and scenario analysis; FTP experience is a strong asset
- Strong quantitative, analytical, and interpersonal skills; ability to influence strategic decisions across senior stakeholders
- Ability to collaborate with Finance, Analytics, Product, and Treasury to drive profitability initiatives
Benefits
- Health insurance
- Dental insurance
- Mental health programs
- Vision insurance
- Short- and long-term disability
- Life and AD&D insurance coverage
- Adoption/surrogacy benefits
- Wellness benefits
- Employee/family assistance plans
- Retirement savings plans
- Global share ownership plan with employer matching contributions
- Financial education and counseling resources
- Paid time off, including holidays, vacation, personal, and sick days
- Statutory leaves of absence
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