Hybrid Senior Portfolio Analyst – Fixed Term

at Luminor Group

• Job title: Senior Portfolio Analyst – Fixed Term
• Job type: Full Time
• Experience level: Senior
• Salary: €3,500 - €4,700 per month
• Degree requirement: Bachelor's Degree
• Tech skills: SQL
• Location requirements: Hybrid, Tallinn, Estonia

About the role

• Join Luminor as a Senior Portfolio Analyst in Tallinn. Focus on Credit Risk responsibilities and contribute to developing best practices for risk management.

Responsibilities

• Proactively participate in the identification and assessment of risks in the Credit Risk area
• Contribute to development and deployment of the best practices for Credit Risk reporting and management on a portfolio level
• Design, develop and automate insightful credit risk reports using Power PI and related data tools
• Document reporting processes, data logic and report structures
• Analyse data to identify increased risk exposures
• Perform regular review of credit process effectiveness
• Perform ad-hoc analysis and Credit Risk controls
• Provide input for various reports

Requirements

• Experience working within Risk, Finance or other related area with risk or financial data, including using business intelligence tools
• Higher degree in Economics, Business Management, Risk Management, Finance or another related subject
• Excellent data processing skills and experience with Excel and business intelligence tools, experience with SQL is advantageous
• Good understanding of the Credit Risk framework
• Strong in problem solving, superior analytical skills, accuracy and ability to make independent decisions with sound and objective arguments
• Excellent communication and presentation skills with ability to visualize and report insights creatively in a variety of formats to various stakeholders at all levels of the organization
• Time management, high commitment to achieve results and meet set goals
• Readiness to contribute with a high level of energy and positive attitude
• Fluent English is required in spoken and written communication due to working on the Pan-Baltic level

Benefits

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
• Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
• Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc
• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor