Regional Banking Relationship Manager responsible for acquiring and developing business relationships at Huntington. Focused on customer insights in the business banking domain.
Responsibilities
Responsible for acquiring new business relationships to Huntington and the continued development and deepening of the relationships with existing customers
Provides insights and guidance to business owners
Develops and maintains profitable Business Banking relationships with businesses sales size $2 MM to $50MM and credit exposure up to $25 MM
Effectively prospects new business and expands/ deepens existing business relationships
Meets with business owners to build strong relationships, understand their business needs, recommends business solutions from across the bank and negotiations pricing and fees
Works well within a team environment and collaborates closely with internal partners to deliver customer solutions
Builds and maintains a robust external referral network
Responsible for Portfolio Management in varying sizes in terms of complexity of credits and number of accounts to include quarterly portfolio reviews, and CAR and collecting of necessary documents
Coordinates approval of loans through the Huntington Loan Center and partners with branch staff and internal product partners to deliver customer solutions and generate business sales
Adheres to pricing discipline and credit quality standards
Works with the Huntington Loan Center and Commercial Loan Servicing department to ensure accuracy and completeness of credit packages and delivery
Monitors maturing loans and upcoming renewals
Cooperates with and provides information/perspective to central collections group to allow for timely collections of past-due loans and financial recovery group to allow for effective workout of graded credits
Monitors daily overdrafts
Performs other duties as assigned.
Requirements
Bachelor's degree or equivalent (4 year combination of education and Business banking or commercial experience)
Minimum of 5 years Business Banking or Commercial experience
General knowledge of business banking products
Analytical, credit and negotiating skills
Direct outside financial sales and business development experience
Strong organizational skills with attention to detail
Ability to multi-task
Excellent customer service and interpersonal skills
Understanding of bank policy, procedures, products, and services
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