Credit Analyst assessing financial data and providing recommendations for SMEs at Funding Societies. Analyze credit applications and support credit-related projects to ensure compliance with strategies.
Responsibilities
Reading, assessing, analyzing, and interpreting client's credit data, financial statements, and other financial reports of companies.
Undertake credit appraisal and recommendation for applications.
Ensure credit review on all applications are in compliance with the company’s credit strategy and policies.
Conduct industry study and regular update on economic review for the reference of all business units to keep abreast with the fast-changing business landscape and environment.
Support and participate in credit related projects, system enhancement and process improvement.
Ad-hoc assignments and other responsibilities delegated by the supervisor from time to time.
Requirements
Bachelor’s Degree in Accounting, Finance, Economics or any other equivalent.
**Fresh graduate up to 2 years of experience** in credit processing and analyst position.
Experience in handling SME portfolio would be an added advantage.
Good command of spoken and written English.
Ability to speak in other languages or dialects would be added advantage.
Good interpersonal skills and able to work independently as well as in a team to achieve collective goals.
Familiar with Excel and accounting analysis.
Fresh graduates are encouraged to apply!
Benefits
**Time off **- We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country.
**Flexible Working** - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
**Medical Benefits** - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their back for their loved ones too.
**Mental Health and Wellness** - We understand that our team productivity is directly linked to our mental and physical health. Hence we have Wellness Wednesdays and we engage partners to provide well-being coaching. And we have our Great FSMK Workout sessions too to keep everyone healthy and fit!
**Learning & Development** - We believe learning should never end and we support everyone with curated learning programs on our internal learning platform.
**Tech Support** - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity
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