Hybrid Financial Operations Specialist

at FlapKap

• Job title: Financial Operations Specialist
• Job type: Full Time
• Experience level: Junior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Maadi, Egypt

About the role

• Financial Operations Specialist ensuring accuracy and compliance in financial operations for FlapKap. Focused on credit operations, collections, and data integrity with efficient processing.

Responsibilities

• Convert and parse bank statements and financial documents using multiple tech and automation tools.
• Categorize and structure financial data into Excel and analysis sheets for Credit Team review.
• Validate the completeness and accuracy of required client documentation prior to credit assessment.
• Review client contracts issued by Commercial Admin against Credit Team-approved offers to ensure full alignment.
• Review cheques submitted by the clients and validate against approved repayment schedules.
• Ensure all pre-disbursement conditions are met ahead of disbursement.
• Upload and validate disbursement details on the FlapKap application.
• Create and manage KYC records in line with regulatory and internal requirements.
• Handle settlements, replacement cheques, and related operational actions.
• Ensure all disbursements are accurately reflected in systems and supporting documentation.
• Review all collections received from clients and reconcile against expected repayment schedules.
• Identify discrepancies and coordinate with the Accounting team to resolve mismatches promptly.
• Maintain accurate and up-to-date collection tracking records.
• Monitor settlement schedules and follow up on due and overdue payments.
• Coordinate internally to ensure settlements are recorded accurately and on time.
• Connect with clients with overdue payments to ensure maximum collection and recovery rates.

Requirements

• Bachelor’s degree in Finance, Accounting, Business, Economics, or a related field.
• 0-3 years of experience in financial operations, credit operations, fintech, banking operations, or accounting support.
• Strong knowledge of
• Experience in fintech, lending, factoring, or financial services is a strong plus.
• **Technical Skills:**
• Strong proficiency in Excel (data parsing, reconciliation, analysis).
• High attention to detail with the ability to validate large volumes of financial data accurately.
• Comfortable working with multiple systems and tools
• **Core Competencies:**
• Ownership &Accountability: Strong sense of ownership and accountability — sees tasks through end to end.
• One-Team Collaboration: Strong communication skills and ability to collaborate cross-functionally.
• Data-Informed Agility: Able to operate with speed and precision in a KPI-driven environment.
• Customer &Partner Centricity: Delivering a smooth, transparent experience for customers and external partners.
• **Preferred/ Advantageous Skills :**
• Experience validating contracts, cheque details, signatures, and approvals.
• Solid understanding of financial controls, compliance, and documentation standards.

Benefits

• Fast-paced environment with clear ownership and impact.
• Training on verification playbooks, evidence standards, and red-flag detection.
• Competitive compensation