Credit Assessment Analyst responsible for evaluating and approving credit applications at KINTO. Analyzing financial documents and identifying credit risks while ensuring compliance with regulations.
About the role
- Credit Analyst II conducting in-depth financial analysis and underwriting for Education clients at TD. Supporting high-quality credit decisions in accordance with risk management policies.
Responsibilities
- Conducting in-depth industry and financial analysis of existing and potential borrowers
- Performing underwriting analysis of Borrower's character, credit worthiness and financial condition
- Preparing insightful and timely approval memorandums for presentation to appropriate lending and credit authorities
- Analyzing financial statements, management profiles, and business cycles to identify trends and assess credit risk
- Maintaining credit files and monitoring compliance with regulatory requirements
Requirements
- 4 year degree or equivalent experience
- 2+ years related experience required
- Developed knowledge of credit and financial analysis techniques
- Strong analytical and research skills
- Developed PC skills including demonstrated proficiency and capability in word processing and spreadsheet software
- Ability to multi-task and meet deadlines
Benefits
- Health and well-being benefits
- Savings and retirement programs
- Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
- Banking benefits and discounts
- Career development
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