AML Monitoring Officer specializing in transaction monitoring and alert handling at financial institution. Ensuring compliance and collaborating with external AML vendors in Limassol, Cyprus.
About the role
- AML Specialist at Enfuce focusing on transaction monitoring and compliance to prevent financial crime. Collaborating with stakeholders while maintaining regulatory adherence and improving processes.
Responsibilities
- Conduct daily transaction monitoring using platforms such as ARIC, reviewing alerts and investigating potential suspicious activity.
- Triage and manage caseloads efficiently to prioritise high-risk alerts and minimise backlogs.
- Identify and escalate internally to the MLRO where transactions appear suspicious.
- Assess customer activity (historical and current) to build a holistic view of transactional behaviors and risk profiles.
- Ensure transaction monitoring rules are bespoke and relevant to each customer programme, supporting ongoing tuning and optimization.
- Maintain meticulous records of investigations, alerts, and decisions to ensure full auditability and compliance with record-keeping requirements.
- Stay ahead of financial crime trends, regulatory developments, and best practices, translating them into actionable improvements.
- Participate in AML program analysis and reviews to identify areas for improvement and enhance overall compliance performance.
- Collaborate with internal stakeholders and clients to strengthen AML processes and frameworks, leveraging data insights where relevant.
- Ensure confidentiality and integrity in handling AML-related cases and investigations.
- Mentor and guide colleagues in AML practices.
- Contribute to the design and improvement of transaction monitoring rules and policies.
Requirements
- Proven experience in AML, transaction monitoring, or financial crime prevention within fintechs, neobanks, or larger banks.
- Strong knowledge of EU and/or UK AML/CTF regulations and guidelines; awareness of international frameworks (FATF, EU directives).
- Familiarity with AML monitoring systems (e.g., ARIC) and digital tools for analyzing transaction data.
- Strong analytical and investigative skills with the ability to interpret large datasets and apply risk-based approaches.
- High level of integrity, professionalism, and ethical judgment in compliance matters.
- Excellent communication skills, both written and verbal, for reporting and stakeholder collaboration.
- Ability to manage multiple cases efficiently and prioritize high-risk tasks.
- Continuous learning mindset, with commitment to staying informed about regulatory changes and industry developments.
- Team-oriented mindset, promoting compliance awareness and fostering cross-departmental collaboration.
Benefits
- Fair pay and employee stock option
- Flexible Paid Time Off: We offer a flexible paid time off policy, providing up to 5 weeks of annual vacation days and paid family leave (subject to country regulations).
- Regular Fun With Your Team: To spend other than work-related time with your teammates, you get a team activity budget for three quarters a year. The fourth quarter is reserved for a company-wide event.
- Individual Learning Budget: You get a yearly learning budget to use for courses and other relevant learning opportunities that help you develop your skills.
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