Hybrid Credit Risk Analytics Manager – Intermediate

at USAA

• Job title: Credit Risk Analytics Manager – Intermediate
• Job type: Full Time
• Experience level: Junior, Mid level
• Salary: $77,120 - $147,390 per year
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, San Antonio, United States

About the role

• Credit Risk Analytics Manager conducting quantitative credit/behavioral/financial analytics for bank consumer portfolios. Collaborating with stakeholders to deliver insights and manage risks effectively.

Responsibilities

• Apply analytical skills to assess risks and opportunities for a bank consumer portfolio and translates results into recommendations.
• Effectively develop analytical concepts in support of key stakeholders to deliver on bank risk strategies.
• Conduct quantitative analysis utilizing extensive internal and external data sources.
• Develop qualitative analysis to support departmental decision making.
• Research credit, product, and/or risk proposals and utilize critical thinking skills to provide analysis ensuring strong portfolio performance outcomes.
• Build and/or maintain effective risk management frameworks which can identify, measure, or mitigate risk.
• Develop and maintain comprehensive risk reporting in support of management and committee oversight of existing and emerging risks.
• May develop and/or execute financial risk sensitivity analysis.
• May execute credit and/or financial modeling infrastructure.

Requirements

• Bachelor’s degree: OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
• Minimum 2 years’ experience in an analytical field or focused on risk management execution, analytics or risk assessments; OR an advanced degree in a quantitative, scientific, engineering, business or technical field; OR an equivalent level of demonstrated competencies in leading risk management execution, analytics and risk assessments.
• Experience communicating analytical insights to various stakeholders.
• Ability to apply critical thinking skills with various data to problem solve effectively.
• Basic understanding of data, code, or reporting tools.

Benefits

• comprehensive medical, dental and vision plans
• 401(k)
• pension
• life insurance
• parental benefits
• adoption assistance
• paid time off program with paid holidays plus 16 paid volunteer hours
• various wellness programs
• career path planning and continuing education