Bank Credit Risk Analyst providing analytical support for USAA's Real Estate Lending portfolios. Collaborating on reports to monitor credit risk and performance management strategies.
Responsibilities
Provides essential analytical and reporting support for USAA's Real Estate Lending portfolios.
Assists in generating monthly and ad-hoc reports, including trended performance views, quarterly financial summaries, and monthly Key Risk Indicator (KRI) and Business Risk Indicator (BRI) reports.
Defines guidelines and framework, uses quantitative methods to assist in the identification of credit risk, development and delivery of credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth within risk appetite.
Supports initiatives to mitigate operational and compliance risk inherent in credit strategy.
Tracks and monitors internal and external factors impacting credit strategy performance for bank portfolio products.
Requirements
Bachelor’s degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
Up to 2 years of business analytics experience or work focused on analysis.
Developing understanding of banking regulations, risk, and compliance.
Demonstrated presentation and communication skills.
Basic business acumen and attention to detail and accuracy.
Ability to identify issues and recommend solutions to solve problems.
Basic knowledge of current analytical coding languages, such as SAS, SQL, or Python.
Solid knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint.
Knowledge of federal laws, rules, regulations, and applicable guidance.
Benefits
comprehensive medical, dental and vision plans
401(k)
pension
life insurance
parental benefits
adoption assistance
paid time off program with paid holidays plus 16 paid volunteer hours
various wellness programs
career path planning and continuing education
Job title
Bank Credit Risk Analyst III – Real Estate Lending
New Business Intake Analyst performing client conflict searches and data entry for a leading law firm. Engaging in extensive research to support client matter management processes.
Principal Lead Analyst overseeing incident response and cyber defense for Corebridge Financial. Leading technical and strategic initiatives while providing mentorship to DART team.
Senior Investigations Analyst conducting complex digital investigations and forensic analyses for Corebridge Financial. Leveraging advanced tools to uncover evidence and support legal processes in corporate investigations.
CLO Analyst at U.S. Bank managing transaction deliverables and developing client solutions. Collaborating with business partners to interpret data and ensure compliance with U.S. Bank standards.
Board Certified Behavior Analyst developing and supervising behavior plans for clients in InBloom Autism Services. Collaborating with RBTs and families to foster positive child development.
Sr. Analyst providing technical support in cyber security at CDW, focusing on incident response and analysis. Collaborating with teams and improving service delivery in a hybrid environment.
Fraud Analyst responsible for managing fraud investigations and supporting fraud risk strategies at a fintech company. Ensuring compliance and effective communication across teams.
Technical Integration Analyst providing best in class customer support throughout the API technical onboarding journey. Collaborating with internal teams to ensure a smooth onboarding experience for clients.
Compensation Business Partner - Senior Analyst focusing on designing, analyzing, and administering compensation programs. Collaborating with HR, Finance, and business leaders in a hybrid work environment.
ESG Analyst working for Octopus Energy managing sustainability data and reporting for renewable energy investments. Collaborating with teams across asset management to achieve ESG goals.