AML Analyst monitoring clients' transactions for fraud and compliance at embedded banking specialist Swan. Joining a collaborative team to enhance risk management and compliance processes.
About the role
- Senior AML Associate ensuring adherence to AML regulations and supporting risk assessments in a fast-growing fintech company based in Berlin. Driving technical initiatives for compliance and AML reporting.
Responsibilities
- Ensure adherence to AML policies and regulatory requirements by embedding best practices in daily operations.
- Initiate, own, and drive technical initiatives, at local and group level, facilitated through exceptional technical expertise.
- Act as BI POC to AML second line functions in the group.
- Support the execution of AML risk assessments and contribute to the implementation of risk controls to address identified issues.
- Strong understanding of AML regulations, including EU, especially German, Cypriot, Irish and UK AML directives, Bafin requirements, and international best practices.
- Implement and maintain AML policies and procedures.
- Prepare and submit comprehensive AML reports to regulatory authorities, ensuring strategic alignment and regulatory adherence.
- Contribute to the drafting review and implementation of AML policies and procedures ensuring they align with current regulatory requirements and best practices.
- Monitor and review AML transaction alerts, escalating and reporting suspicious activities to relevant authorities in line with internal procedures and regulations.
- Ensure both onboarding and ongoing KYC processes comply with regulations and guidelines.
- Oversee the design and implementation of advanced client and transaction monitoring systems, ensuring alignment with AML regulations and identifying suspicious behavior.
- Ensure the effectiveness of AML compliance controls, including transaction monitoring and enhanced due diligence, by reviewing processes and ensuring adherence to AML/CTF regulatory standards.
Requirements
- A degree in Law, Finance, Compliance, or a related field.
- Demonstrable ongoing learning through completion of relevant external training or certificates.
- Proven experience in a senior legal, compliance, or regulatory policy role within the FinTech, brokerage, investment banking, or capital markets sector with an AML focus.
- Deep practical understanding of key EU/DE financial services and AML laws and regulations (MiFID II, BaFin rules, GWG, MaRisk, etc).
- Exceptional ability to distill complex, technical legal language into succinct, strategic guidance and operational policies for non-legal business teams.
- Full professional proficiency in English. Commitment to learn German, demonstrably to at least B1 standard, within 36-48 months of the employment commencing, to enable future regulatory engagement with regulators.
Benefits
- Challenges that will help you grow and realize your potential fast.
- Opportunity to make a significant impact - you will build innovative services used by millions of investors to build wealth.
- Work with smart, spirited, helpful, high-performing colleagues with a common goal.
- An environment where nothing is set in stone.
- Appreciation for your talent and ideas.
- Generous remuneration package
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