Credit Analyst managing credit processes to assess risks and optimize the lending portfolio. Collaborating with teams to support credit evaluations and financial sustainability at Stone.
Responsibilities
Assess the creditworthiness of customers and prospects, considering financial data, credit history and registration/profile information;
Analyze financial statements, risk indicators and other relevant information to support credit-granting decisions;
Identify, measure and classify credit risks, ensuring adherence to internal policies and guidelines;
Prepare clear, consistent and well-substantiated technical reports to support decision-making;
Collaborate with the commercial team, clarifying analysis points and supporting the structuring of proposals;
Contribute to mitigating financial risks and to the sustainability of the credit portfolio;
Requirements
Bachelor's degree completed or in progress, preferably in Accounting, Business Administration, Economics, Statistics, Mathematics or related fields;
Minimum of 2 years' experience in credit analysis or similar financial roles;
Experience with financial analysis, risk assessment and interpretation of credit indicators.
Benefits
🩺 Health and Dental Insurance
🏥 Hospital Virtual Verde (Green Virtual Hospital): we provide a multidisciplinary medical team, therapists and a healthcare team available 24/7 for fast and convenient access
🥗 Meal Allowance and/or Food Allowance - Sodexo
💪 Gympass
👶 Childcare Assistance - for children up to 5 years and 11 months
💚 Life Insurance
🚗 Transportation Allowance
🌴 SESC partnership
💰 Fixed Salary
💲 Variable Compensation (for certain roles)
✏ Education Benefit - Internal platform with access to books, podcasts, training and video lessons for self-development (Studa and StoneCo Library)
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