Analista de Risco de Crédito SR in Sicredi, managing credit risk provisions and strategic product oversight in a dynamic environment.
Responsibilities
Experience in credit risk;
Experience in decision-making and backlog prioritization;
Previous experience working with multidisciplinary teams;
Translate technical and operational requests into clear requirements for technology teams and internal partners;
Detail functional requirements and business rules for closing tools, considering system-wide impact, urgency and technical feasibility;
Monitor sprints, homologations (user acceptance testing) and deliveries, ensuring alignment between technical teams, product, users and leadership;
Ensure that closing tools are updated with regulatory requirements, internal guidelines and current accounting rules.
Requirements
Bachelor's degree in Economics, Statistics, Business Administration, Engineering, Actuarial Science, or related fields;
Excellent communication and interpersonal skills;
Analytical mindset and attention to detail;
Familiarity with frameworks including backlog management, refinement, sprint planning and requirement preparation;
Proactivity and a strong sense of responsibility;
Ability to identify problems and make fast, well-founded decisions;
Good interpersonal skills and ability to communicate with other teams and leadership;
Organization and time management;
Resilience and adaptability.
Benefits
Fixed 14th and 15th salaries;
Profit-sharing / performance-based bonuses (depending on seniority);
Health and dental plans with no co-payment;
Wellness programs through Wellhub (formerly Gympass): Nutrition, Psychological support, Occupational health, Massage, running groups and local gym access;
Food and meal vouchers – flexible percentage allocation between VA/VR cards, with no co-payment;
Enhanced maternity and paternity leave;
Childcare or nanny assistance for children up to 6 years and 11 months;
Support for children with disabilities, no age limit;
Life insurance;
Private pension plan up to 7% of salary;
Training platform – Sicredi Aprende, offering a variety of courses;
40-hour workweek – using a time bank system;
Remote work allowance (except for positions that are 100% on-site).
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