Coordinate credit risk modeling team at Sicredi ensuring regulatory and non-regulatory deliveries in PF and Agro segments. Foster data culture and risk management collaboration among stakeholders.
Responsibilities
Coordinate the credit risk modeling technical team (analysts and data scientists), prioritizing requests and ensuring methodological quality;
Lead the development, maintenance and monitoring of regulatory models (Expected Loss: PD, EAD, LGD) and non-regulatory models (assumed income; pricing);
Ensure compliance with IFRS 9 / Resolution 4.966 requirements, including documentation, evidence and traceability;
Apply best governance practices in model development, monitoring and implementation, supporting audit, internal validation and regulatory inquiries;
Work closely with the business teams for the Retail (Individuals) and Agribusiness segments to understand key challenges and how modeling can support solutions; translate business needs into clear technical requests for the team;
Interface with the system cooperatives to understand their needs and connect them with the model development and implementation pipeline;
Foster a supportive environment for professional development.
Requirements
Degree in Statistics, Mathematics, Engineering, Economics, Actuarial Science and/or related fields;
Solid experience with predictive models (development, maintenance and performance monitoring);
Knowledge of credit, especially in the Agribusiness and Retail (Individuals) segments;
Understanding of banking regulation, with emphasis on credit risk management/provisioning;
Experience in people management;
Ability to communicate technical results clearly and objectively to non-specialist areas;
Resilience and adaptability to thrive in a dynamic, fast-paced environment.
**WILL BE A PLUS FOR THE ROLE**
Prior experience with expected loss modeling (IFRS 9);
Experience modeling in Databricks;
Experience with predictive models for the Agribusiness audience.
Benefits
14th and 15th fixed salary payments;
Profit-sharing (based on seniority);
Health and dental plans with no copayment;
Wellness programs through Wellhub (formerly Gympass), including Nutrition, Psychology, Occupational Health, massage, running group and local gym access;
Food Allowance and Meal Allowance – flexible allocation between VA/VR cards, no copayment;
Extended maternity and paternity leave;
Childcare or babysitter assistance for children up to 6 years and 11 months;
Assistance for children with disabilities, with no age limit;
Life insurance;
Private pension plan up to 7% of salary;
Training platform – Sicredi Aprende, offering various courses;
40-hour workweek – using a time bank system;
Telework allowance (except for positions that are 100% on-site).
Job title
Credit Risk Modeling Coordinator – Focus on Retail (Individuals) and Agribusiness
Operational Risk Officer overseeing Key Private Bank’s Wealth Management business. Providing guidance on legal, regulatory, and operational risk issues with a focus on risk assessment and mitigation strategies.
Risk Analyst supporting portfolio funding strategies through investment strategy and risk management. Collaborating across various departments to optimize portfolio performance and monitor compliance.
IT Risk & Governance Control Analyst ensuring compliance with regulations and audits in a fintech environment. Collaborating with product owners and teams in a hybrid work setting.
Join Luminor as an IT Risk & Governance Control Analyst supporting compliance for a digital - first banking application. Ensuring that products and processes meet regulatory and audit standards.
IT Risk & Governance Control Analyst ensuring compliance in product development for local bank. Collaborating with multiple teams for risk assessment and documentation across the product lifecycle.
Operational Resilience Risk Manager providing oversight on operational resilience and IT disaster recovery at financial services firm. Collaborating with first line to ensure compliance and risk management.
Head of Risk Framework and Systems role at M&G involves leading the development of risk frameworks in financial services. Ensuring alignment with regulatory expectations and operational delivery.
Senior Associate in Risk Modeling contributing expert insight into market conditions. Leading model risk management activities while ensuring regulatory compliance and governance at Santander.
Data Governance Consultant focusing on governance frameworks and data quality management. Responsibilities include collaborating with technical teams and engaging with stakeholders to drive adoption.
Data Governance Lead overseeing data strategy and governance initiatives for credit and lending. Collaborating with senior stakeholders in a hybrid environment based in Toronto, ON.