Analista de Risco de Crédito PL/SR at Sicredi responsible for statistical modeling of credit risk. Involves collaboration, monitoring model performance, and analytic process improvement.
Responsibilities
Develop, maintain and monitor credit risk models with a focus on expected loss (PD, EAD, LGD);
Actively collaborate with business areas to ensure our analytical solutions are integrated with Sicredi’s credit strategies and objectives;
Continuously monitor model performance and recommend improvements;
Work with large volumes of structured and unstructured data;
Perform data analyses to support strategic decisions;
Cultivate and disseminate a risk culture among the cooperatives;
Communicate clearly and provide technical support to internal teams.
Requirements
Proven experience in credit risk modeling, preferably with expected loss models (PD, EAD, LGD);
Advanced knowledge of statistical modeling techniques (regressions, decision trees, ML techniques, etc.);
Strong analytical skills and sharp logical reasoning;
Experience with programming languages (SAS, R, Python, SQL, or others);
Ability to communicate technical results clearly and concisely to non-specialist audiences;
Proficiency with Microsoft Office (Word, PowerPoint and, especially, Excel).
**Differentials**
Knowledge or practical experience with IFRS 9-related modeling and provisioning;
Experience in the financial sector or credit cooperatives;
Experience with complex data environments.
Benefits
Fixed 14th and 15th salary payments
Profit-sharing (depending on seniority)
Health and dental plans with no co-payment
Wellness programs through Wellhub (formerly Gympass): Nutrition, Psychology, Occupational Health, massage, running group and local gym
Meal and food vouchers – flexible percentage allocation on VA/VR cards, no co-payment
Extended maternity and paternity leave
Childcare or babysitting assistance for children up to 6 years and 11 months
Support for children with disabilities, no age limit
Life insurance
Private pension plan up to 8% of salary
Training platform – Sicredi Aprende, offering a variety of courses
40-hour workweek – using a time bank system
Telework allowance (except for positions that are 100% on-site).
Job title
Credit Risk Analyst PL/SR – Focus on Statistical Modeling
Associate Manager, PE Governance Office delivering operational support for Global Patient Engagement in Clinical Development. Collaborating with cross - functional teams to ensure compliance and streamline processes.
Due Diligence Onboarding Senior Associate for Third - Party Risk Management at State Street. Responsible for monitoring vendors, executing requests, and ensuring effective communication with stakeholders.
Risk & Controls Testing Director at MUFG overseeing control testing for operational risk management. Leading a team and ensuring compliance with regulatory expectations and organizational policies.
Analyst in Commercial Loan Operations at MUFG focusing on process improvement and project documentation. Supporting project leads and collaborating with internal business partners to enhance operational efficiency.
Analyst managing commercial loan operations with responsibilities in process improvement and project initiatives. Collaborating with teams on strategic changes for financial services efficiency.
Risk Analyst supporting supervision functions of client facing documents and investment products for compliance. Collaborating with business partners and maintaining reporting for business continuity.
Risk Control Specialist at Marsh McLennan Agency evaluating safety needs and promoting client advocacy. Requires experience in the Environmental Health & Safety Industry with relevant qualifications.
Technology Risk Management Junior Analyst ensuring secure solutions at Broadridge by managing risk frameworks and security operations. Collaborating with teams to enhance risk culture and compliance.
Senior Consultant in IT Governance based in Brazil, driving process structuring and organizational impact. Collaborating with stakeholders to enhance IT governance and operational efficiency.
Risk Manager I managing risk segmentation strategies and financial return optimization at TD Bank. Responsible for critical analyses and compliance with governmental guidelines in risk management.