Credit Analyst fulfilling credit analysis for Agro and PJ, supporting cooperative needs for Sicredi. Working within a hybrid team environment located in Porto Alegre, Brazil.
Responsibilities
Perform credit analyses and issue technical opinions to support credit decision-making at the Cooperatives;
Stay up-to-date on procedures and legislation related to technical analysis and credit granting;
Stay informed about credit policies and provide critical insight for proposing changes;
Understand the business;
Respond to the cooperatives' requests and demands;
Support and work collaboratively within the team.
Requirements
Degree in Business Administration and/or Accounting;
Experience in credit analysis for Agribusiness (Agro), Corporate (large companies) and Individuals; knowledge of the Agribusiness segment is essential;
Knowledge of credit-related legislation and credit operations;
Knowledge of financial products;
Knowledge of financial statement analysis and cash flow;
Knowledge of market analysis;
Communication and presentation skills;
Proactive attitude and ability to work well in a team.
Benefits
Fixed 14th and 15th salary payments;
Profit-sharing / performance-based participation (depending on seniority);
Health and dental insurance with no co-payment;
Wellness programs via Wellhub (formerly Gympass): Nutrition, Psychology, Occupational Health, Massage, running groups and local gym access;
Meal and food allowances (VA/VR) – flexible percentage allocation across VA/VR cards, no co-payment;
Extended maternity and paternity leave;
Childcare or nanny subsidy for children up to 6 years and 11 months;
Assistance for children with disabilities, no age limit;
Life insurance;
Private pension plan up to 7% of salary;
Training platform – Sicredi Aprende, offering a variety of courses;
40-hour workweek – using a time bank system;
Remote work allowance (except for positions that are 100% on-site).
Loan Documentation and Processing Senior Analyst at Citi managing loan documentation and supporting loan processes. Responsibilities include processing, reviewing loans, and resolving documentation - related issues.
Program Cost Control Analyst in Northrop Grumman's Space Sector managing budgets and schedules for contracts. Ensuring funding availability and performing financial analyses in a collaborative environment.
Analista de Atendimento de Benefícios providing support to insurance brokers in Brazil. Ensuring quick access to necessary information for effective client solutions.
Analyst Product Costing managing financial statements and supporting European teams with compliance and reporting. Collaborating with various internal teams to ensure accurate financial reporting.
Senior Analyst for Educational Experience leading projects at YDUQS. Focused on strengthening academic talent attraction and retention initiatives while enhancing the educational system.
Senior Labor Relations Analyst managing negotiation with labor unions for a construction materials company. Focusing on relationship management and legislative impacts in Brazil.
Technical Support Analyst ensuring high - level support and performance for corporate platforms. Collaborating with internal teams and managing incidents with technological solutions.
Analyst in large risk claims at MDS Brasil involved in client and insurer interaction. Responsible for managing claims processes and ensuring compliance with regulations.
Analista de Atendimento de Ouvidoria responsible for user satisfaction and problem - solving at Sicredi. Collaborating with internal teams to improve service delivery and user experience.