Senior Data Analyst proposing adjustments to credit policies based on performance indicators for a financial institution. Collaborating with teams to ensure regulatory compliance and improve credit processes.
Responsibilities
Propose adjustments to credit rules and policies based on performance indicators;
Document credit granting policies;
Work with the commercial and compliance teams to ensure alignment between strategy and operations;
Ensure regulatory compliance and adherence to internal controls related to credit granting;
Prepare and present reports and presentations on projects and analyses related to credit granting and portfolio delinquency, translating complex data into clear insights;
Support the collections team with data, metrics and analyses that guide improvements to the collections process and effective recovery of delinquent customers.
Requirements
Previous experience in consumer (individual) credit risk;
Strong knowledge of key credit risk indicators used to evaluate the performance of decision models (Over30, Over60, Over90, Ever, PDD, cost of credit, roll-rate, etc.);
Analytical profile capable of performing complex data analyses, identifying problems and opportunities for improvement;
Strong written and verbal communication skills to define and advocate credit policies to senior management;
Advanced knowledge of SQL, Excel and PowerPoint;
Basic knowledge of statistics;
Experience with Databricks;
Previous experience with private payroll-deductible loans (consigned credit);
Knowledge of statistics;
Python.
Benefits
🍞 Meal and Food Vouchers (no deductions!)
🚌 Transportation voucher (if needed)
💊 Health and Dental Insurance
📝 Partnerships with restaurants, universities, travel networks and language schools
💬 Psychological counseling
💉 Vaccination campaigns
🔒 Life insurance
📋 Social services
📚 Corporate learning platform: Learning.Rocks
🎁 Birthday day off (one day off during your birthday month)
🏋️ Gympass
💰 Profit-sharing (PLR)
👶 Childcare allowance or babysitter allowance
👨🍼 6 months maternity leave and 30 days paternity leave
👚 No dress code: dress as you prefer!
🏬 At our on-site headquarters you will find: a common/lounge area, nursing/pumping room, arcade, pool table and ping-pong table
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