Collections Agent negotiating payment arrangements for delinquent accounts in a supportive team environment. Engaging with customers through various outreach methods while providing respectful customer service.
Responsibilities
Initiate outbound contact with unresponsive borrowers using predictive dialer, manual dialing, email, and SMS.
Negotiate payment arrangements and identify suitable payment-relief solutions.
Handle inbound inquiries related to account status, payments, and repayment options.
Maintain accurate account documentation and follow compliance guidelines.
Meet productivity and performance targets in a high-volume environment.
Provide professional, respectful customer service while resolving sensitive financial situations.
Requirements
A minimum of 2-year consumer collection experience
Strong Communicator – Clear, adaptive communication and active listening.
Empathy Skills – Demonstrates understanding, patience, and emotional intelligence.
Inclusive & Collaborative – Shows respect, teamwork, and willingness to support peers.
Ability to Lead Difficult Conversations – Handles sensitive discussions confidently while maintaining professionalism and empathy.
Negotiation Skills – Balances firmness with customer-centric solutions.
Detail and Goal -Oriented – Distinguishes true disputes from confusion; ensures accuracy and motivated to meet and exceed collections, attendance, and quality targets.
Emotionally Balanced – Maintains composure and professionalism in escalated interactions.
Financial Literacy – Understands and explains interest, per diem, loan terms, A P R, and loan components.
Knowledge of Canadian Banking & Financial Services – Applies regulatory and industry best practices to customer interactions.
Knowledge of Credit Rating & Impact on the Customer, Credit Bureau Knowledge and Secured vs. Unsecured Lending
Benefits
Growth Opportunities: We believe in promoting from within and providing opportunities for career advancement.
Comprehensive Training: We offer extensive paid training to ensure you’re equipped for success.
Team-Oriented Culture: Work in a collaborative, supportive environment with peers who are passionate about what they do.
Diversity & Inclusion: We celebrate the unique perspectives and contributions of all our employees.
Fun Workplace: Join a vibrant team that knows how to have fun! From team engagement activities to social events, we foster a lively and inclusive work environment where you’ll build strong connections.
State-of-the-Art Offices: Work in our modern, well-equipped offices designed to enhance collaboration and productivity.
Rewarding Work: Help businesses grow while making a real difference in people’s lives!
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