Financial Analyst role performing credit analysis for motorcycle financing at Omni, a leading credit service provider in Brazil. Involves assessing client profiles, risks, and compliance policies.
Responsibilities
Perform judgmental credit analysis on motorcycle financing applications;
Assess payment capacity, customer profile, collateral, and operational risk;
Examine registration and financial documents and credit bureau reports;
Determine the risk level of applications in accordance with current policy;
Ensure adherence to internal policies, compliance requirements, and company guidelines;
Interact with internal and external partners, providing guidance when needed;
Monitor the quality of approvals and flag potential deviations;
Prepare management reports to monitor the portfolio;
Support the updating of controls and area indicators/KPIs;
Contribute improvement suggestions to the Motorcycle BU's credit processes.
Requirements
Previous experience or background in credit analysis;
Knowledge of or familiarity with motorcycle financing products;
Basic knowledge of financial analysis, payment capacity assessment, and credit risk;
Basic knowledge of credit-related legislation and compliance;
Experience with or familiarity in preparing management reports;
Intermediate Excel (required);
Good communication and interpersonal skills;
Analytical, organized, and good judgment;
Willingness to travel, if required;
Availability for occasional shifts on weekends and holidays;
Ability to work in a fast-paced environment with a focus on quality and sustainable results.
Benefits
👶 Childcare assistance for children up to 6 years and 11 months
🏋️ TotalPass to support your physical health
🏠 Hybrid work model 3x2 (remote and on-site)
🍴 Flexible meal and food allowance on a card
🚌 Commuter allowance (transportation voucher)
🩺 Medical and dental insurance (SulAmérica, apartment plan)
🛡️ Life insurance
🏃 Well-being program (running and more)
🎂 Birthday day off
💻 Conexa Saúde — online consultations without co-pay
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