Manager of Threat Intelligence delivering actionable insights for personnel safety at Dow Jones. Collaborating with security teams to assess risks and improve intelligence capabilities.
About the role
- Leading credit performance analytics to drive financial inclusion for millions across Africa. Partnering with various teams to shape credit strategy and enhance financial security.
Responsibilities
- Lead portfolio-level credit risk analytics and diagnostics—assessing performance, risk concentration, and loss drivers to directly inform risk appetite and growth decisions
- Translate complex credit data into executive decision support on credit policy, terms, pricing, and new product proposals for senior leadership
- Design and interpret experiments and causal analyses to test credit strategies and optimise portfolio performance
- Partner with Product, Data Science, Finance, and Operations to embed analytics into credit decisioning and accelerate launches
Requirements
- 6+ years in digital consumer credit or asset-backed fintech lending (PAYGo, BNPL, mobile lending), with direct ownership of portfolio analytics, credit performance monitoring, and risk strategy in fast-scaling environments.
- Deep, hands-on expertise using SQL and Python or R to analyse large transactional datasets, build predictive loss and cash-flow models, support IFRS 9 provisioning, and run experiments to improve credit outcomes.
- Proven track record influencing fintech growth decisions through analytics—setting or challenging credit policies, terms, pricing, and risk appetite based on data-driven insights presented to executive leadership.
Benefits
- Professional development programs and coaching partnerships
- Family-friendly policies and flexible working arrangements
- Well-being support and career growth opportunities
- Hybrid working in Ghana with diverse teams across UK, Europe, and Africa
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Tech skills
Location requirements
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