Credit Specialist ensuring effective credit management and compliance across the Group. Performing credit assessments and collaborating with Finance teams while mitigating risks.
Responsibilities
Execute credit management activities in alignment with Group credit policies, internal guidelines, and applicable regulations, ensuring consistent adoption across subsidiaries.
Perform customer classification, scoring, and credit limit assessments, including applying scoring models, establishing eligibility, updating limits, and coordinating approval with relevant stakeholders.
Monitor credit exposure and risk indicators, analyzing potential signs of default, evaluating exposure levels across subsidiaries, and reporting emerging risks to management.
Contribute to defining payment terms and means of payment, considering customer classification, scoring results, and deferment limits for different scenarios.
Prepare periodic (monthly/quarterly) credit management reports, consolidating KPIs, ageing analysis, Group net credit exposure, and other performance metrics to support Finance leadership and decision‑makers.
Collaborate with local and central functions (Finance, Risk, Sales, Accounting, Controlling, IT) and support activities related to the Group’s credit insurance policy, ensuring alignment and effective information flow.
Requirements
1-3 years of experience in similar roles with knowledge of Credit Management & professional accounting standards
Fluent English
Analytic approach and attention to detail
Excellent knowledge of Microsoft ERP systems (preferably PowerBI & SAP)
Ability to monitoring and analyzing key Finance KPIs and metrics
Benefits
Hybrid working policy (10 days a month remote working)
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