Analista de Informações Estratégicas na BAT em Santa Cruz do Sul, RS. Conduz análises estratégicas e desenvolve dashboards corporativos para decisões gerenciais.
About the role
- Corporate Credit Analyst III executing financial analysis and supporting credit decisions for BAC Credomatic. Contributing to maintaining a solid, profitable portfolio aligned with regulatory standards.
Responsibilities
- Analyze the credit quality of corporate clients through financial statement processing, regulatory risk classification, and preparation of Credit Memorandums.
- Understand each client’s business model, competitive positioning, and economic environment, evaluating risk exposure and financial sustainability.
- Develop cash flow projections, build financial scenarios, and conduct sensitivity analyses to anticipate potential risks or required actions.
- Prepare reports within internal systems such as InfoBAC and other organizational models, ensuring traceability and consistency in credit documentation.
- Support the monitoring of loans showing warning signs or deterioration, documenting findings and recommending action plans.
Requirements
- Bachelor’s degree in Economics or Accounting
- 3–5 years of experience in corporate credit analysis
- Knowledge of credit risk management and prudential regulation
- Experience in profitability and financial viability analysis
- Strong ability to model cash flows and evaluate financial scenarios
Benefits
- Private health insurance
- Employee solidarity association
- Additional paid leave days
- Preferential financial benefits
- Agreements with universities, gyms, and healthcare centers
- Corporate volunteering opportunities
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Location requirements
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