Business Loan Credit Delivery Leader-Sr. responsible for managing underwriting and delivery of credit products. Requires extensive experience in business banking and credit management.
Responsibilities
Manages credit delivery and the workflow of customer credit requests submitted from a specific region
Serves as an advocate for the markets served
Acts as a liaison for specific and global credit issues
Manages projects or processes to improve overall accuracy or efficiency in the Business Loan Center
Manages incoming workload to assure prompt decisions of credit requests originating from the geographic area served
Reviews and structures loan requests, acts as mentor/coach to underwriters
Approves loans directly or as second signer
Identifies deteriorating credits, recommends downgrades and communicates with the RCO or BLC manager as needed
Travels to markets for purposes of team building, to understand issues in the individual markets being served and to participate in sales calls
Acts as backup to RCO or BLC Manager for credit policy issues and would typically review larger, more complex loan requests
Performs other duties as assigned
Requirements
Bachelor's Degree
10+ years of experience underwriting business/commercial credits in a banking environment
3+ years of management experience
Bachelor's Degree in Finance, Accounting, Economics, or Business (preferred)
Experience with SBA or other government guaranteed loan programs
Excellent analytical skills
Strong verbal and written communication skills, with the ability to clearly and logically document loan decisions
PC and Internet proficiency (Word, Excel, Moody's Financial Analyzer)
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