Evaluate credit risks by analyzing financial data and credit history at GM Financial. Collaborate with dealers and internal teams for seamless credit processing.
Responsibilities
Evaluate credit risk by analyzing applicants’ credit history and financial data
Make informed decisions on credit approvals
Work closely with internal departments, automobile dealers, and external finance sources
Ensure smooth credit processes
Requirements
Knowledge of sales, credit and funding processes in consumer finance
Knowledge of motor vehicle retail installment documentation
Knowledge of the company’s credit policies
Working knowledge of consumer credit, credit laws and regulations
Knowledge of the retail automobile finance industry
Knowledge of indirect retail auto financing
Knowledge of State and Federal regulatory requirements
Knowledge consumer finance and banking environment
Strong analytical and problem solving skills
Superior customer relations skills
Effective communication skills including verbal, written, and presentation
Sales skills necessary to develop and maintain productive dealer relationships
Negotiation skills
High School Diploma or equivalent required, Bachelor’s Degree preferred
2-3 years of relevant experience preferred
Benefits
Generous benefits package available on day one to include: 401K matching
bonding leave for new parents (12 weeks, 100% paid)
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