Supply Planning Analyst at Perfetti Van Melle responsible for enhancing Planning group for US and Canadian businesses. Analyze data, support with reports and align demand and supply plans.
About the role
- Credit Policies Analyst developing and optimizing vehicle financing strategies for sustainable growth. Working collaboratively within the Credit Policies team at Creditas.
Responsibilities
- Develop, review and optimize credit policies for the auto financing product;
- Analyze portfolio behavior, delinquency, customer profiles and performance by store/region;
- Design tests (A/B, segmented cutoffs, differentiated policies) to validate hypotheses for performance improvement;
- Conduct exploratory analyses on internal datasets (simulations, fraud data, payment behavior, etc.);
- Produce ad hoc studies and recurring monitoring (dashboards and ongoing follow-ups);
- Structure strategic adjustments considering seasonality, dealer profile, competition and market trends;
- Act proactively in uncertain scenarios, proposing alternatives even when not all information is structured.
Requirements
- Previous experience with credit policies for vehicle financing;
- Experience analyzing origination performance and delinquency of vehicle financing portfolios;
- Knowledge of SQL for extracting and organizing datasets;
- Knowledge of Python for data manipulation, cleaning and analysis;
- Experience in financial institutions, fintechs or companies that operate structured credit;
- Availability for hybrid work: required to attend our office in the Morumbi area of São Paulo once a month for 4 consecutive days, usually in the last or first week of the month (Creditas in Person).
Benefits
- Health Insurance (Alice)
- Dental Insurance (SulAmérica)
- Wellz: 100% free therapy sessions
- Wellhub: access to gyms and studios
- Pharmacy partnership (Univers)
- Life Insurance (Porto Seguro)
- Birthday day off
- Extended parental leave: 6 months for birthing parents and 35 days for non-birthing parents
- Family Care: support program for maternity and paternity
- Childcare allowance
- Support for dependents with disabilities (PWDs)
- SESC: access to facilities for you and your dependents
- Meal Allowance (VR): flexible benefits card (Creditas Card)
- Payroll-deductible loan (Creditas Benefits)
- Salary advance (Creditas Benefits)
- Discounts on insurance (Minuto Seguros)
- Access to exclusive financial education content in the Creditas app
- PPR: profit-sharing program
- Educational and development incentives
- Flexible work model
- Free bike parking at the office
- Partnered parking at the office (subject to internal availability)
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
No Education Requirement
Tech skills
Location requirements
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