Analyst providing credit risk review support for Citi’s banking operations in Taguig City, Philippines. Responsible for ensuring effective credit risk management and compliance with regulatory standards.
Responsibilities
Provide independent, objective, reliable, valued and timely assurance to the Boards, the Committees, the Citigroup Chief Risk Officer, the Citigroup Chief Credit Officer, senior management and regulators over the effectiveness of credit and collateral risk management
Support the Lead Reviewers in their management of Business Monitoring (BM) and Reviews through various activities including validation of inputs used to determine risk ratings and systems support, portfolio performance analysis and reporting
Quickly transition into participation in Business Monitoring and Review activities, in addition to supporting CRR groups on various projects and presentations
Ensure best in class core credit risk analysis of applicable portfolio ensuring consistency with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations
Validate financial inputs used to determine credit risk rating of clients across different industries
Analyze and interpret data to make conclusions or recommendations
Prepare and maintain CRR’s internal system, including milestone tracking and sample documentation
Gather deliverables and/or prepare presentations to meet internal and Regulatory needs
Requirements
5+ years of work experience in Banking, Finance, Accounting, Economics, Business Administration or similar with Credit, Accounting or financial statement analysis
Formal credit training or strong understanding of financial accounting standards
Experience in assessing the credit and financial strength of Citi’s Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis using both quantitative and qualitative factors
Intermediate to advanced skills in Excel, PowerPoint, SharePoint, Access, Word, Visio, etc.
Ability to learn and use various proprietary in-house systems including web-based programs, AI powered tools and the like
Excellent communication skills, verbal as well as written
Experience working with a highly productive analytical team
Detail oriented with ability to work independently and prioritize workload
Ability to make decisions / balance aggressive timelines for deliverables amidst conflicting priorities
Experience with managing and analyzing large data sets and management tasks in a large office setting
BA/BSc in Economics, Finance or Accounting or higher degree in Business (MBA), or any other related subject
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