Credit Portfolio Analyst II conducting risk assessments and credit analyses for Citi's clients and counterparties. Collaborating with risk management teams to monitor portfolio exposure and implement risk mitigation actions.
Responsibilities
Conduct risk assessments and client credit analyses with supervision.
Review financial results and peer analyses to support the preparation of financial projections.
Assist in the preparation of green-light and transaction approval memos.
Support due diligence activities and the building of cash flow models and sensitivity analyses.
Escalate credit concerns and updates to senior risk and business managers.
Support the proposal of risk mitigation actions.
Assist with portfolio review preparation and the conduct of stress tests.
Build working relationships with various teams across the bank.
Appropriately assess risk when business decisions are made.
Provide input into the risk analysis of tools used to monitor Credit Risk Exposure.
Assist in the assessment of collateral risk and stress testing.
Requirements
2+ years of experience in credit risk analysis or corporate banking
Experience in financial analysis, accounting, and valuation.
Knowledge of accounting and corporate finance, financial modeling, credit and banking products, credit analytics, risk assessment, and transaction execution.
Familiarity with data interpretation and ability to challenge decisions based on data analysis.
Basic understanding of various risk factors including stress testing, collateral risk and volatility, concentration risks, liquidity, and wrong way risk, with demonstrated experience in reviewing these factors and challenging any discrepancies.
Ability to interpret data, make sound decisions, and challenge the basis of the analysis.
Clear and concise written and verbal communication.
Familiarity with risk management software and other relevant technologies.
Adaptability and flexibility to respond to ad-hoc requests and changes in the regulatory environment.
Bachelor's degree/University degree or equivalent experience.
Benefits
Citi is an equal opportunity employer
Qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
Reasonable accommodation for persons with disabilities to use search tools and/or apply for a career opportunity.
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