IT Manager overseeing infrastructure management at a biopharmaceutical company. Leading projects and mentoring IT professionals while ensuring compliance with industry regulations.
About the role
- Credit Specialist responsible for identifying and monitoring credit risks in Belgium and Luxembourg at BMW Financial Services. Analyzing risks and implementing credit policies for safe business growth.
Responsibilities
- Maintain and further develop the local Credit Management Guideline.
- Design and implement an Early Warning System to detect risks early.
- Assess creditworthiness of customers, including fleet customers and dealers in Belgium and Luxembourg.
- Prepare and present credit applications to both local and international committees.
- Consult with head office on complex files and help think of appropriate solutions.
- Propose improvements that strengthen the balance between credit management and commercial objectives.
- Identify inefficiencies and digitize processes where possible.
- Become an internal expert in credit rating systems and best practices.
Requirements
- You have a master's degree in business economics or equivalent experience.
- You have at least two years of relevant work experience in credit management, audit, accounting or risk management.
- You have strong accounting skills to review financial statements.
- You combine analytical acumen with a keen eye for detail and accuracy.
- You have strong skills in Excel; knowledge of VBA or macros is a definite asset.
- You work independently, but are also a real team player who encourages cooperation.
- You communicate fluently in Dutch and English and can communicate complex material clearly.
Benefits
- A role with direct impact on the credit policy and risk management of our organization.
- Investment in your growth through training and advancement opportunities.
- Hybrid working with the opportunity to work from home two days a week.
- A personalized salary package through our Flex Income Plan, which you can put together yourself.
- Choice of fringe benefits such as a lease bike, lease car, extra vacation days or multimedia.
- Additional benefits including meal vouchers, bonus, internet and home working allowance hospitalization insurance and group insurance.
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Tech skills
Location requirements
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