Technicien informatique en alternance au sein d'ARINFO à Niort. Installation, maintenance et collaboration avec les utilisateurs en hybride.
About the role
- Credit Manager II at Bank of America overseeing valuation team for leasing transactions. Responsible for setting residual values and managing asset evaluation processes in diverse equipment markets.
Responsibilities
- Models an inclusive environment for employees and clients, aligned to company Great Place to Work goals
- Demonstrates deep process knowledge, operational excellence and innovation through a focus on simplicity, data-based decision making and continuous improvement
- Communicates enterprise decisions, purpose, and results, and connects to team strategy, priorities and contributions
- Ensures proper risk discipline, controls and culture are in place to identify, escalate and debate issues
- Provides inspection, coaching and feedback to motivate, differentiate and improve performance, while assessing talent and building bench strength for roles across the organization
- Actively manages expenses and budgets in alignment with objectives, making sound financial decisions
- Delivers results by effectively prioritizing, inspecting and appropriately delegating team work
- Leads a team of valuation professionals, optimizing knowledge of equipment markets and applying market intelligence to risk/return parameters of new transactions; evaluates new target markets and supports analysis, winning, and management of new equipment investment opportunities
- Builds and maintains relationships with internal and external customers to support the growth of the Leasing portfolio; demonstrates knowledge of a wide range of equipment types and markets, including Trucking, Mining and Construction, Rail, Materials Handling, Warehouse Equipment, Energy, Marine, and Manufacturing
- Manages the evaluation process for a high volume of assets and transactions across diverse equipment types (excluding aircraft), ensuring adherence to EMG policies, procedures, controls, and analytical principles
Requirements
- 10+ years of experience in equipment management, equipment valuation, equipment finance, or a closely related function
- Demonstrated experience leading and developing professionals within a risk, credit, valuation, or asset management environment
- In-depth knowledge of equipment markets, asset valuation methodologies, and lifecycle risk considerations, preferably within a bank-owned or regulated leasing platform
- Demonstrated experience evaluating complex equipment assets across multiple industries and market cycles
- Proven ability to exercise sound judgment when forming value conclusions in the presence of incomplete, evolving, or conflicting information
- Demonstrated experience producing defendable valuation conclusions supported by market research, data analysis, and documented assumptions
- Experience translating technical equipment information, market data, and valuation inputs into clear business recommendations for senior stakeholders
- Demonstrated ability to independently prioritize work and manage deliverables in a high‑volume, transaction‑driven environment
- Experience operating within defined risk, control, and governance frameworks, including adherence to policies, procedures, and escalation protocols
- Demonstrated ability to adopt and leverage internal systems, tools, and data platforms to support valuation, portfolio, and reporting needs.
Benefits
- Employees are eligible for an annual discretionary award based on individual performance
- Industry-leading benefits
- Access to paid time off
- Resources and support to our employees
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