Souscripteur analyzing risks and ensuring compliance for insurance decisions in Quebec with a focus on client - oriented outcomes. Collaborating with internal teams and reviewing complex files.
AL
Onsite VP, Non-Delegated Underwriting
Posted 2 weeks ago
About the role
- Underwriting Supervisor managing a team of underwriters at AmeriHome Mortgage. Responsible for achieving production and quality goals in the mortgage underwriting process.
Responsibilities
- responsible for the leadership and management of a team of underwriters to achieve the Company’s production and quality goals
- manage the day-to-day as a hands on manager, prioritizing of assignments, and the ability to work with a large team of staff members
- understand the Bank's policies and procedures, and adhere to all laws, rules, regulatory and compliance regulations
- manage underwriters to ensure mortgage loans are underwritten following proper guidelines
- ensure team members are fully trained and current on company’s philosophy and policies/procedures
- manage and review day-to-day tasks escalated by team
- conduct underwriting review process in a manner designed to minimize the company's risk while employing problem resolution techniques in approving loans
- train, coach and supervise all underwriters to the application of all company overlays and agency requirements
- evaluate the structure of the Underwriting team and plan for continuous improvement in efficiency and effectiveness
- develop and maintain a strong working relationship with other departments
- lead and develop a team: responsible for hiring, coaching, performance management, training and development
Requirements
- 7+ years of related experience in Residential Mortgage Loan Underwriting or similar field
- High school diploma required; Bachelor's degree in related field preferred
- Previous leadership experience required
- Intermediate to advanced knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations, capital markets and/or other residential mortgage products and services
- Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
- Advanced knowledge of mortgage loan products, lending principles and regulatory compliance
- Extensive understanding of mortgage lending principles and underwriting guidelines, including FHA, VA, and conventional loans, loan processing and automated underwriting systems
- Knowledge of mortgage lending principles and underwriting guidelines including self-employed borrowers, partnership, corporation tax return analysis, Appraisal Reviews, condo project reviews, Trust, Leasehold and Power of Attorney documentation
- Intermediate to advanced experience in understanding and knowledge of technology that supports mortgage banking, Encompass (LOS) and core systems and MS Office products
- Advanced speaking and writing communication skills
- DE, SAR or equivalent certification preferred.
Benefits
- competitive salaries
- an ownership stake in the company
- medical and dental insurance
- time off
- a great 401k matching program
- tuition assistance program
- an employee volunteer program
- a wellness program
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