Underwriting Specialist analyzing complex Guarantee Insurance risks for a major insurance company in Brazil. Collaborating with brokers and commercial areas for risk evaluations and contract analysis.
Responsibilities
Analyze and underwrite complex Surety (Guarantee) insurance risks (construction projects, infrastructure, large contracts)
Prepare large-risk quotations aligned with technical and commercial guidelines and authorization limits
Conduct detailed analysis of contracts, legal proceedings and risk documents to determine acceptance or declination
Serve as the technical reference for the Surety product, supporting analysts and standardizing underwriting practices
Support the Commercial area and brokers by providing technical guidance on products, coverages and contractual clauses
Negotiate coinsurance and facultative reinsurance, including communication with reinsurers in English
Review risk inspection reports and technical recommendations to support underwriting decisions
Attend external meetings, broker/client visits and occasional business travel throughout the year
Monitor the technical and commercial performance of the portfolio, producing periodic analyses and reports.
Requirements
Bachelor's degree in Engineering, Law, Business Administration, Economics or related fields
Strong experience in Surety (Guarantee) Insurance, preferably at an insurance company
Proven experience analyzing structured and complex surety risks
Experience working with brokers, including client servicing and technical negotiations
Intermediate English for communication with reinsurers in facultative transactions
Availability for visits and travel to partner brokers
Benefits
Health insurance
Dental insurance
Pharmacy assistance
Health center with a multidisciplinary team of doctors, physiotherapists, speech therapists and nurses
Underwriting Assistant supporting High - Net - Worth underwriting at Ecclesiastical Insurance UK. Managing service delivery, data input, and internal relationships while working in a hybrid environment.
Underwriting Assistant supporting the underwriting team with data entry and submissions processing. Working in a collaborative environment to ensure compliance and assist with administrative tasks.
Senior Underwriting Developer supporting a 12 - month project to update underwriting manual at Pacific Life Re. Collaborating with the team to develop medical evidence and ensure underwriting standards.
Analyst in the US Loan Program at OFG Bancorp managing commercial loan underwriting and credit relationships. Contributing to industry research and collaboration with portfolio managers.
Underwriting Director leading Ocean Cargo coverage team at The Hartford. Analyze data, collaborate on decisions, and drive relationship building with business partners.
Analyst with PayPal evaluating credit risk and enhancing credit processes through data analysis. Engaging with cross - functional teams to improve credit management strategies and performance.
Sr Analyst at PayPal evaluating credit risk and collaborating to enhance credit processes. Responsible for financial assessments, risk communication, and portfolio monitoring.
Lead complex lending decisions at Castle Trust Bank, a fintech challenger bank in specialist property mortgages and lending. Oversee a high - performing underwriting function in a hybrid role.
Underwriting trainee in a comprehensive year - long program at Travelers. Learning underwriting philosophy, products and developing sales and negotiation skills under supervision.
Student worker supporting international and domestic corporate insurance programs at Zurich Insurance. Gaining hands - on experience in managing tasks and collaborating with colleagues.