Sr. Credit Risk Analyst for US Cards Credit team at Lendable. Owning early stage projects and driving impact collaborating with data science, product, and engineering teams.
Responsibilities
Build a high-performing credit card portfolio with ambitious growth targets and a commitment to responsible lending.
Optimize credit decisioning including who to lend to, limits to set, and rates to offer.
Stay ahead of economic trends, adapting strategies accordingly.
Develop and own models that forecast returns and drive investor reporting.
Define and refine credit strategies that align with evolving portfolio goals.
Discover data-driven insights using Python and SQL to address key business questions.
Collaborate cross-functionally with product, engineering, data, and operations teams to implement and improve strategies.
Continuously monitor the effectiveness of credit strategies and identify areas for improvement.
Requirements
Daily coding experience, with Python and SQL.
Proven experience in credit risk strategy within finance, ideally within consumer lending.
Strategic thinking and ability to translate complex data into clear, actionable decisions.
Results-focused mindset balancing business and customer needs.
Collaborative, growth mindset and willingness to challenge your own assumptions.
Strong sense of ownership and proactive problem-solving attitude.
Benefits
Best-in-class compensation, including equity.
You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas.
Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.
We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance.
We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London.
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