Junior Legal Counsel supporting Spain-specific legal matters at a digital bank in Málaga. Focused on banking regulations and collaborating with cross-border legal teams.
Responsibilities
Provide day-to-day advice on banking/financial services, consumer, commercial, and marketing/e-commerce matters in line with Spanish and EU requirements
Assist with Spain branch governance, local policies, and regulatory obligations; help prepare submissions and responses to supervisory requests
Draft, review, and negotiate vendor/service agreements, outsourcing agreements, and customer/product terms and conditions for the Spanish market
Support documentation and lifecycle changes (e.g., customer T&Cs, disclosures, chargeback processes) and track relevant legislative and network updates
Coordinate responses to customer claims and pre-litigation matters; manage external counsel where appropriate
Handle GDPR-related requests, review DPAs, and support records of processing/local privacy notices with the Privacy Specialists and DPO
Localize group templates/handbooks; contribute to cross-border projects with the Group Legal Team
Support communications with Spanish authorities and industry associations
Deliver short trainings to business teams on legal “do’s and don’ts” (advertising, consumer terms, complaints handling)
Maintain legal registers, contract repositories, and support audits and internal control testing
Requirements
Law degree from a recognized university; admitted/eligible as Abogado/a in Spain (or in process)
2 years+ in a law firm or in-house, preferably within consumer credit, payments and banking regulation
Solid grounding in Spanish civil/consumer law, commercial contracting, and key EU frameworks like GDPR
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