AMLA Consultant supporting regulatory workstream in investment bank. Advising on compliance and implementing AMLA requirements across business processes.
About the role
- Financial Crime Specialist monitoring and analyzing transactions to prevent money laundering and fraud. Part of the Financial Crime Operations team at Zopa in a hybrid work environment.
Responsibilities
- Monitoring and analysing financial transactions to detect and prevent suspicious activity related to money laundering, fraud, and other financial crimes.
- Review and analyse customer transactions to identify potentially suspicious activity, including money laundering, fraud, and terrorist financing.
- Investigate flagged transactions across the Zopa suite of products using transaction monitoring systems and assess their potential risk.
- Escalate suspicious activity for further investigation, ensuring compliance with legal and regulatory obligations.
- Use AI-enabled monitoring tools as part of day-to-day transaction monitoring activities. Review and assess AI-generated alerts and recommendations, applying analyst judgment to support accurate decision-making.
- Prepare detailed investigation reports outlining findings, actions taken, and recommendations.
- Maintain accurate records of monitored transactions and investigations to support audit requirements and regulatory reviews.
- Handle phone- and chat-based interactions with customers as part of daily responsibilities. This includes engaging with customers, addressing inquiries, and providing support to those contacting regarding suspended accounts.
Requirements
- Experience in financial crime, ideally in a Transaction Monitoring/Mule role within the banking or financial services industry.
- Experience leveraging AI tools to support financial crime investigations and produce high-quality investigative summaries, while maintaining strong analytical judgment and regulatory awareness.
- Demonstrated ability to critically assess AI-generated case summaries, applying professional judgment to support sound case decisions while ensuring full regulatory and policy compliance.
- Strong knowledge of UK financial crime regulations, including the Proceeds of Crime Act (POCA), the Money Laundering Regulations (MLR), and Financial Conduct Authority (FCA) guidelines.
- Familiarity with transaction monitoring systems.
- Strong analytical and investigative skills with keen attention to detail.
- Excellent written and verbal communication skills to produce clear, concise reports and communicate effectively with stakeholders.
- Ability to work under pressure and manage competing priorities in a fast-paced environment.
- Strong understanding of banking products and services, including payments, savings, and investment transactions.
- ACAMS (Association of Certified Anti-Money Laundering Specialists) certification or equivalent ICA qualification is desirable.
- A proactive approach to problem-solving and continuous learning.
- Ability to manage multiple high-priority tasks simultaneously under pressure.
Benefits
- Flexible ways of working
- Face-to-face collaboration and a good work-life balance
- Option of working from abroad for up to 120 days a year
- Diversity and inclusion initiatives
- Professional development opportunities
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
No Education Requirement
Location requirements
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