Risk Manager I managing risk segmentation strategies and financial return optimization at TD Bank. Responsible for critical analyses and compliance with governmental guidelines in risk management.
About the role
- Risk Manager guiding risk strategy for a leading financial company in Guatemala City. Involves credit analysis, risk modeling, and team leadership.
Responsibilities
- Diseñar, implementar y actualizar políticas de originación de crédito y matrices de riesgo.
- Monitorear indicadores clave del portafolio: FPD, mora, severidades, roll rates, vintages, entre otros.
- Liderar procesos de modelación y scorecards, incluyendo análisis, backtesting y validación.
- Coordinar con los equipos de Cobranza para optimizar estrategias de recuperación.
- Supervisar controles operativos y mitigación de riesgo en tiendas y canales de venta.
- Asegurar el cumplimiento normativo y la correcta emisión de reportes regulatorios.
- Gestionar la comunicación directa con Dirección Regional y Dirección Local.
- Liderar y desarrollar al equipo de riesgo, promoviendo el crecimiento profesional.
- Participar activamente en comités de crédito y riesgo.
Requirements
- Licenciatura en Economía, Ingeniería, Finanzas, Administración, Matemática, Estadística o áreas afines.
- Más de 5 años de experiencia en riesgo crediticio (fintech, banca de consumo o microfinanzas).
- Conocimiento sólido en SQL, Python o R.
- Experiencia con buró de crédito local y fuentes alternativas de datos.
- Capacidad demostrada para diseñar políticas de riesgo y tomar decisiones basadas en datos.
- Experiencia liderando equipos o proyectos de alto impacto.
- Excelentes habilidades de comunicación ejecutiva.
Benefits
- Salario hasta USD 1700
- Híbrido en Ciudad de Guatemala
- Full time - Direct Hire Long-Term
- Proceso de selección
- Videoentrevista por Hireflix
- Entrevista con Matcher de Workana
- Entrevista con Hiring Manager
- Entrevista tecnica con Hiring Manager
- Entrevista cierre con HR
- Oferta
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