Manage a portfolio of Small Business Default Solutions relationships at Truist, performing financial analysis and credit actions for elevated risk scenarios.
Responsibilities
Manage a highly complex and high-exposure portfolio of SBDS relationships
Prepare and review credit packages, modifications, renewals and extensions
Analyze financial statements, tax returns, and projections
Partner with Asset Managers and Team Leaders to formulate action plans
Ensure all credit actions, loan files, and systems data are complete, accurate, and compliant
Work closely with SBDS Asset Managers, and Servicing teams to support timely resolution strategies
Maintain accurate records of portfolio activity, exposure, and trends
Participate in communications with borrowers and guarantors
Identify opportunities to streamline credit review, data accuracy, and portfolio monitoring processes
Demonstrate Truist’s Purpose, Mission, and Values through proactive engagement, teamwork, and accountability
Requirements
Bachelor’s degree in business, finance, accounting, or a related field, or equivalent education and related training.
Five to ten years of experience in commercial or small business banking, credit analysis, or special assets.
Strong understanding of commercial credit, workout, and risk rating frameworks.
Demonstrated ability to perform financial and collateral analysis, interpret borrower performance, and draft sound credit recommendations.
Excellent organizational, written, and verbal communication skills.
Demonstrated proficiency in Microsoft Office applications and bank credit systems.
Ability to work collaboratively in a fast-paced, high-volume environment while maintaining accuracy and attention to detail.
Benefits
medical, dental, vision, life insurance
disability, accidental death and dismemberment
tax-preferred savings accounts
401k plan
no less than 10 days of vacation
10 sick days
paid holidays
eligible for defined benefit pension plan, restricted stock units, and/or deferred compensation plan
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