Hybrid Payments & Privacy Counsel

Posted 15 hours ago

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About the role

  • Payments & Privacy Counsel advising on compliance with U.S. and EU payments regulations. Collaborating across business functions in fintech to ensure regulatory adherence.

Responsibilities

  • Advise on U.S. and EU payments regulations, including state money transmission laws, federal banking regulations, PSD2/PSD3, EMD2, e-money licensing, card network rules, and virtual asset frameworks.
  • Partner with Compliance and Licensing teams on MTL applications, international licenses, and ongoing obligations.
  • Draft card holder agreements across multiple jurisdictions
  • Draft, review, and negotiate commercial agreements with banks, payment processors, card networks, and vendors.
  • Provide practical guidance on consumer protection and data privacy requirements, including GDPR, US state privacy laws (CCPA/CPRA), and cross-border data transfer frameworks.
  • Manage relationships with outside counsel on specialized regulatory or jurisdictional issues.
  • Assist with responses to regulators and participate in audits, exams, and inquiries.
  • Stay ahead of regulatory changes affecting payments, crypto, and fintech; help shape internal strategy and external engagement.

Requirements

  • JD from a top level law program. Preference for US trained lawyers but international JDs will be considered
  • At least 5–8 years of legal experience, focused on payments, fintech, financial services regulation, or related areas.
  • Strong understanding of US and EU payments regulations, including state MTLs, Durbin Amendment, Regulation E, PSD2/PSD3, EMD2, EMI licensing, and card network rules.
  • Experience advising on commercial contracts and regulatory issues for fintech or payments companies.
  • Excellent written and verbal communication skills; able to translate complex regulation into clear business advice.
  • Collaborative, business-oriented mindset; comfortable working across multiple teams and time zones.
  • Demonstrated experience with GDPR, data protection frameworks, and privacy compliance; digital assets/crypto regulatory experience (e.g., VASP regimes, MiCA) also valued.
  • Bonus: Prior in-house experience at a fintech, payments company, or financial regulator.

Benefits

  • Unlimited time off
  • Flexible working
  • Comprehensive health, dental and vision plans
  • 100% company subsidized life insurance plan
  • 401(k) with a 4% company match
  • Equity option plan
  • Health and wellness spending
  • Team summits

Job title

Payments & Privacy Counsel

Job type

Experience level

Mid levelSenior

Salary

$165,000 - $280,000 per year

Degree requirement

Professional Certificate

Location requirements

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