Senior compliance professional managing Credit Risk and Fair Lending oversight at PayPal. Leading risk assessment projects and collaborating across teams to ensure compliance and responsible lending practices.
Responsibilities
Lead complex projects and problem resolution efforts related to risk management.
Collaborate with teams to identify and analyze risks that may impact operations and assets.
Develop and implement strategies for risk mitigation and compliance.
Assess current business trends to inform risk management practices and improvements.
Drive global process improvements through effective project management and stakeholder engagement.
Requirements
8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
Provide subject matter expertise in fair lending and credit risk compliance across the credit lifecycle (marketing, underwriting, pricing, servicing, and automated decisioning).
Conduct risk-based compliance assessments and deliver independent review and credible challenge of credit policies, strategies, models, and segmentation approaches.
Evaluate new products, model changes, and business initiatives for regulatory, consumer protection, and fair lending risk.
Support and enhance monitoring and testing activities, including review of statistical analyses, performance trends, and exception reporting.
Translate regulatory requirements (e.g., ECOA/Reg B, FHA, UDAAP, FCRA, HMDA) into clear, actionable guidance for stakeholders.
Support regulatory examinations, internal audits, and remediation efforts.
Prepare concise, executive-ready reporting on risk themes, control effectiveness, and mitigation strategies.
Contribute to strengthening governance frameworks and global compliance processes.
Provide second-line oversight of AI- and model-driven credit decisioning, ensuring appropriate controls for fairness, bias mitigation, explainability, and performance monitoring.
Partner with Data Science and Model Risk to assess disparate treatment and disparate impact risk and support responsible AI standards in consumer lending.
Benefits
generous paid time off
healthcare coverage for you and your family
resources to create financial security and support your mental health
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