Credit Quality Assurance Analyst evaluating risk ratings and compliance on commercial loans at M&T Bank. Collaborating with business line managers to enhance portfolio insights.
Responsibilities
Independently review and evaluate accuracy of individual risk ratings on assigned credit memos from a 2nd line perspective.
Communicate regularly with business line management and/or relationship managers, Portfolio Managers, Co’s, SCO’s, Special Assets, etc.
Assist with transaction testing Tableau scoping, reporting, and data pulls from nCino as needed.
Assist with and or act as a lead in special projects as assigned and perform additional duties and responsibilities as required.
Prepare written line sheets and escalate material findings to the Department Manager and/or Team Leaders on an ongoing basis.
Assist with targeted Bank Examinations as required.
Promote an environment that supports belonging and reflects the M&T Bank brand.
Requirements
Minimum seven (7) years previous experience in commercial credit, lending, (CRE/C&I/Specialty)
Bachelor's degree in a business-related curriculum, or in lieu of degree, 8years’ experience required.
Microsoft software including Outlook, Excel, Word, PowerPoint, Access, etc.
Data analytics experience and/or licenses
Credit skills: ability to analyze and interpret financial statements, as well as evaluate financial analyses for accuracy and completeness
Strong understanding of credit policies and guidelines.
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