Credit Officer evaluating credit proposals and managing credit exposures in infrastructure and project finance sectors. Joining a team focused on UK infrastructure and renewable energy projects.
Responsibilities
Conduct independent credit assessments for presentation to sanctioning officials to enable informed decisions to be made
This involves the analysis of company prepared information, extensive technical and market due diligence, and identifying key strengths and risks
Liaise with originators, relationship managers, products partners, clients and where necessary shape structured credit proposals in order to maintain an acceptable balance of risk and reward
Monitor and control credit exposures to identify increases to the risk profile, communicating with senior Risk colleagues and sanctioners as well as other interested parties as appropriate, and to maintain compliance with LBG policy and regulatory policy
Undertake customer, sector and market research to ensure assessments have an external dimension and seek to apply sound judgement to ensure relevant material is included when evaluating the strengths and weaknesses of a lending proposal
Maintain records to satisfy internal and external requirements, particularly relating to data quality and statutory reporting
You'll assess proposed transactions against Group Policy and oversight the deal origination team in the same respect
Requirements
Existing credit risk management experience in the infrastructure and project finance sectors (including renewables), with an in-depth technical understanding of these sectors
Well-developed communication and influencing skills and are happy to challenge the status quo whilst being comfortable making and explaining your recommendations
Ability to balance conflicting demands whilst delivering to tight timescales
Ability to quickly learn and adapt to new challenges
Demonstrate sound judgement, strong decision-making skills, good attention to detail, the ability to collaborate, and a passion for the asset classes which we cover
Benefits
A generous pension contribution of up to 15%
An annual bonus award, subject to Group performance
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
30 days’ holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies
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