Regional Director responsible for structuring real estate and construction financing at Equitable Bank. Join a growing FinTech challenging traditional banking services in Canada.
Responsibilities
Analyze and structure real estate and construction financing opportunities (traditional and insured) across all asset classes for presentation to senior management.
Ensure transactions are executed in accordance with the Bank’s lending guidelines, return-on-equity requirements and established procedures.
Communicate daily with Mortgage Structuring, Credit and Finance teams, senior management, service staff and other Bank personnel, as well as external contacts (partners, brokers, clients, appraisers, etc.).
Engage with and meet external contacts to source new business and attend industry events to promote Equitable Bank as a real estate and construction lender.
Coordinate marketing initiatives and pursue new lending opportunities in collaboration with the Mortgage Structuring team.
Manage transaction pipeline effectively to meet underwriting team deadlines.
Travel for inspections, presentations, real estate summits and business dinners.
Requirements
Post-secondary degree, preferably in business administration or finance. Specialization in real estate—such as urban land economics or property valuation—is an asset.
Credit skills with at least ten years of experience in real estate and construction financing in a senior account management role.
Experience with CMHC and institutional construction lending.
Strong knowledge of secured lending and the factors that influence the commercial mortgage market, both regulatory and macroeconomic.
Network of contacts with various real estate industry stakeholders in the Outaouais region is an asset.
Excellent working knowledge of MS Office (primarily Word, Excel and PowerPoint).
Effective analytical and problem-solving skills.
Strong understanding of financial statements and financial ratio analysis.
Working knowledge of anti-money laundering and counter‑terrorist financing regulations and of legal/commercial documentation (direct or partner-originated transactions) related to commercial real estate across multiple regions of Canada.
Strong organizational and time management skills with the ability to manage multiple competing priorities.
Good time management.
Strong negotiation, sales and presentation skills.
Proven ability to work independently and as part of a team.
Excellent verbal and written communication skills and the ability to respond in a clear, concise and professional manner. Knowledge of business development methods.
Strong customer service orientation, industry knowledge and team spirit.
Bilingualism is an asset.
Benefits
Competitive discretionary bonus
Market-leading RRSP matching program
Medical, dental and vision coverage, plus life and disability insurance
Employee share purchase plan
Top-up benefits for maternity or parental leave while you care for your child
Generous vacation policy and personal days
Virtual activities to connect with colleagues
Annual professional development allowance and a comprehensive training program
A rewarding opportunity to join a FinTech and contribute to creating a new kind of banking experience
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