Hybrid Senior Credit Analyst

at DLL

• Job title: Senior Credit Analyst
• Job type: Full Time
• Experience level: Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Porto Alegre, Brazil

About the role

• Senior Credit Analyst at DLL assessing and managing credit risk through financial and strategic analysis. Making informed credit decisions and supporting risk management efforts.

Responsibilities

• Analyze financial, asset, market, legal and contractual risks, including the preparation of MRA analysis and the use of the Central Rating Engine to calculate the risk rating;
• Preparing credit request reports as a sound basis for own decision-making or for decision-making by senior risk officers and the risk committee (depending on the level of authority);
• Deciding on credit requests within a given level of authority in order to support the business unit in meeting its expected loss targets;
• Monitoring the credit/risk profile of the assigned portfolio to maintain control and access the opportunity for corrective action;
• Provide information, support, training and align all parties on credit and risk management policies, processes and issues in order to cultivate a sound (credit) risk organization and (credit) risk awareness culture;
• Ensure compliance with global and local credit and risk management policies;
• Must have the ability to communicate, both orally and in writing, with other team members and with customers.

Requirements

• Completed bachelor's degree in Business Administration, Accounting or related areas;
• Postgraduate degree or MBA desirable.
• Advanced knowledge of financial indicators;
• Skills in analyzing and mitigating credit risks;
• Proficiency in using credit models and scoring systems;
• Experience in using Excel;
• PowerBI desirable;
• Strong communication and negotiation skills;
• Problem-solving skills;
• Commitment, dedication and proactivity;
• Analytical skills.

Benefits

• Two working days per year volunteering for a local charity.
• Health and Wellness program including healthy food, free health checks, fun health & vitality activities.
• Flexible hours with possibility to work from home.
• Career development opportunities: online learning, member development programs.